Lease Options:

Fair Market Value—(FMV)
This is an operating lease that is 100% tax deductible under IRS guidelines. This lease is written off as a cost of doing business. The equipment may be purchased at the end of the lease for its then fair market value. This is a negotiable dollar amount between the lessee and the lessor. The lessee has the option to purchase the equipment for FMV or return it to the lessor. There is no obligation for the lessee to purchase the equipment at the end of the lease term. This lease provides the lowest rental payment amount.

$1.00 Purchase Option
This lease is a capital lease in which the equipment must be shown as an asset and depreciated. The lessee has the option to purchase the equipment for $1.00 (one dollar) or return it to the lessor. The rental payments are somewhat higher than a fair market value lease; however, the equipment will be owned by the lessee at the end of the lease term without further obligations.

Fixed Purchase Option
This option allows you to enjoy a fixed buyout figure at the end of term, but with a lower monthly payment than the $1.00 purchase option lease. The buyout figure is stated in the initial lease contracts and is based on a percentage of original equipment price.

Custom Payment Programs*- We provide custom financing structures for companies who have need of a unique payment plan. We offer:

• Deferred Payment Plans
• Annual, Seasonal, and Quarterly Payment Plans
• No Advance and Step Payment Plans

*As with all credit decisions, our variable payment program availability is based solely on the credit worthiness of the customer.

Please contact your account executive for more information.